Pre-existing Illnesses.
Cruciate ligament injuries, meniscal injuries, intervertebral disc disease, patellar luxation, gastric torsion, and intussusception.
Any recurrent Accidents. Injuries resulting from your pet’s recurring behavior, and injuries arising from your failure to prevent a reoccurrence of an Accident or injury that previously occurred.
An intentional act, however caused, leading to an Accident which results in an injury to Your Pet.
Any claim made after 30 days from the date your pet was lost or stolen.
Death or disability occasioned by or happening through: War, Invasion, Act of Foreign Enemy, Hostilities (whether war be declared or not), Civil War, Rebellion, Revolution, Insurrection, Mutiny or Usurped Power, Riots, Strikes, Military or Popular Uprising. Suicide or Attempted Suicide (sane or insane), alcoholism, insanity, or Prohibited Drug Use. Earthquake, Volcanic Eruption, or Tidal Wave.
Death or disablement occurring whilst insured is travelling in an aircraft other than one licensed for public passenger service and operated by a regular Air Line in which insured is travelling as a ticket-holding passenger.
Death or disablement consequent upon the Insured engaging in hunting, racing of all kinds, steeple-chasing, polo playing, mountaineering, winter sports, ice hockey, football, yachting, judo, karate and similar martial arts, scuba-diving, hang-gliding, sky-diving, and similar aerial activities/aerobatics.