Do you also cover damages due to Flood, Typhoon or other similar events?

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• Does vehicle insurance cover vehicle accessories?

  The accessories which are standard to your vehicle will be covered. However, other non-standard/factory accessories are not covered unless it was declared prior.

• My claim was denied/rejected. What is the reason?

  Not all claims end up getting approved. A claim may get rejected if the type of vehicle damage is not covered by the policy. Failure to follow the terms and conditions of your vehicle insurance may also lead to a claim rejection. Here are the common ...

• What if my vehicle causes damage to another person’s property? Do I have coverage for this?

  The coverage for Third Party Liability-Property Damage (VTPL-PD) provides you with protection in case your vehicle damages other people’s properties. This coverage is standard to all comprehensive vehicle insurance policies.

• What is an insurance claim adjuster?

  Insurance claim adjuster is an independent person or company hired by your insurer to investigate claim and determine how much (or if) your insurance company should pay you for damages/losses. The appointment of an adjuster is dependent on the facts ...

• Are my passengers covered under the policy in the event of an accident?

  If the policy has Auto Personal Accident (APA) cover, the insurer will pay for the expenses incurred by the passengers and the driver in case of an accident subject to the limits stated in the policy.