Does the third party bodily injury liability cover injuries or death?
The third party bodily injuries only covers death or injuries of persons. However, pets / animals can be covered under a third property damage.
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What is Compulsory Third Party Liability or CTPL?
CTPL covers the death and/or bodily injury of a Third Party victim in an accident caused by the Insured Vehicle. The limit of liability for CTPL is Php 100,000.
What are the coverages under comprehensive vehicle insurance?
Own Damage / Theft (OD/T) – covers collision (accidental), fire, external explosion, self-ignition, lightning, overturning, theft, burglary, or malicious act as stated in your policy. Excess Third-Party Liability (BI/PD) – Covers cost for bodily ...
What does Health Insurance cover?
Basic coverages under health insurance: Room and board Doctor's fees Laboratory and diagnostic procedures Medicines (except vaccines) as medically necessary during ER treatment and confinement
Does vehicle insurance cover vehicle accessories?
The accessories which are standard to your vehicle will be covered. However, other non-standard/factory accessories are not covered unless it was declared prior.
What does Health Insurance not cover?
The following are possible exclusions (not covered) under health insurance: Pre-existing conditions Congenital conditions Maternity-related conditions Other cases, illnesses, conditions or expenses / costs specifically stated as exclusions in the ...