Does vehicle insurance cover vehicle accessories?
The accessories which are standard to your vehicle will be covered. However, other non-standard/factory accessories are not covered unless it was declared prior.
Related Articles
What are the coverages under comprehensive vehicle insurance?
Own Damage / Theft (OD/T) – covers collision (accidental), fire, external explosion, self-ignition, lightning, overturning, theft, burglary, or malicious act as stated in your policy. Excess Third-Party Liability (BI/PD) – Covers cost for bodily ...
What is Vehicle Insurance?
Vehicle Insurance, also known as Auto, Motor, or Car Insurance, protects individuals from financial losses as caused by accidents related to operations of vehicles.
What does Health Insurance cover?
Basic coverages under health insurance: Room and board Doctor's fees Laboratory and diagnostic procedures Medicines (except vaccines) as medically necessary during ER treatment and confinement
Is vehicle Insurance required in the Philippines?
The Philippines law dictates that every vehicle licensed for use on highways must be insured with CTPL coverage.
What does Health Insurance not cover?
The following are possible exclusions (not covered) under health insurance: Pre-existing conditions Congenital conditions Maternity-related conditions Other cases, illnesses, conditions or expenses / costs specifically stated as exclusions in the ...