How is the amount of loss and damage cover determined?

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• Does the third party bodily injury liability cover injuries or death?

  Third party bodily injuries only cover death or injuries of persons. However, pets / animals can be covered under a third property damage.

• What should I do in case of a loss/accident or incident that may possibly result to a claim?

  Report the accident and notify Kwik.Insure immediately. Make sure to take photographs of the accident and any damaged parts. Secure the vehicle to prevent further loss/ damage. To avoid obstructing traffic, vehicles may be moved to the roadside ...

• Does vehicle insurance cover vehicle accessories?

  The accessories which are standard to your vehicle will be covered. However, other non-standard/factory accessories are not covered unless it was declared prior.

• How much can you get from your own damage insurance?

  The coverage will depend on your vehicle’s fair market value or FMV. It also usually comes with a deductible or a sum of money you pay as a participation fee in the claim.

• What is Comprehensive Vehicle Insurance from Kwik Insure?

  Vehicle Insurance, also known as Auto, Motor, or Car Insurance, is an all-around cover that protects individuals from financial losses as caused by accidents related to your own car and for damaging another person’s vehicle, property, or injuring a ...