Yes. The coverage is worldwide unless stated in your policy. Usual exclusions are countries experiencing war, terrorism, etc. Otherwise, you are covered 24/7, all year.
Malicious damage caused by owners or members of his/her family Accidents that happened outside of the Philippines Losses within the policy deductible Incidents caused by overloading Losses due to natural disasters unless your have Acts of Nature ...
The accessories which are standard to your vehicle will be covered. However, other non-standard/factory accessories are not covered unless it was declared prior.