What is a Certificate of No Claim in Car Insurance?

What is a Certificate of No Claim in Car Insurance?

In case of an accident involving a third party, you’ll need to secure a Certificate of No Claim from the third party’s insurance company prior to the processing of your car insurance claim. This document certifies that the third party has not made any claims from his own insurance, preventing him or her to file a double claim in the future.
 
If the third party doesn’t have a comprehensive car insurance, he or she can still secure a Certificate of No Claim to his or her CTPL insurance provider. Note that most providers charge PHP 50 – PHP 100 to produce a Certificate of No Claim, while the more high-end providers don’t charge anything.



    • Related Articles

    • What is an insurance claim adjuster?

      Insurance claim adjuster is an independent person or company hired by your insurer to investigate claim and determine how much (or if) your insurance company should pay you for damages/losses. The appointment of an adjuster is dependent on the facts ...

    • My claim was denied/rejected. What is the reason?

      Not all claims end up getting approved. A claim may get rejected if the type of vehicle damage is not covered by the policy. Failure to follow the terms and conditions of your vehicle insurance may also lead to a claim rejection. Here are the common ...

    • How do I file a claim?

      There are specific requirements required depending on the type of insurance you have purchased. Our dedicated Claims Assistance Team will gladly assist you on your claim queries. You may contact our Claims Assistance Team between 9am – 6pm, Mondays ...

    • What can I do if my claim got denied/rejected?

      If the insurer rejects your vehicle insurance claim despite meeting the requirements and providing enough evidence, you can file a dispute with the insurer and request for a review. If your insurer still denied your claim after they reviewed your ...

    • What are the claim documents I need to submit?

      Disclaimer: The insurer reserves the right to ask for additional requirements, if necessary.  Notify Kwik.insure immediately OWN DAMAGE/THEFT OF VEHICLE PARTS   Police Report and/or Notarized Driver’s Affidavit/signed MARF (Motor Accident Report ...