What should I do in case of a loss/accident or incident that may possibly result to a claim?

What should I do in case of a loss/accident or incident that may possibly result to a claim?

  1. Report the accident and notify Kwik.Insure immediately.
  2. Make sure to take photographs of the accident and any damaged parts.
  3. Secure the vehicle to prevent further loss/ damage.
  4. To avoid obstructing traffic, vehicles may be moved to the roadside provided a photo or sketch of their position at the time of the accident is made and signed by both drivers.
  5. Do not make any statements regarding your acceptance of a liability to making an offer, without the consent / knowledge of your insurer.
  6. For own-damage claims, bring your vehicle to any of Insurer’s Authorized Repair Shops and request for a repair estimate quotation.
  7. Keep any damaged items for inspection. Do not discharge before your insurer has given the approval.
  8. For carnapped vehicle claims, immediately report the theft to the nearest police station and secure a copy of the police report. Within 24 hours, report the theft to the Traffic Management Group (TMG), at Camp Crame, Quezon City or any TMG Regional Office for a nationwide alarm for the carnapped vehicle and secure an Alarm Sheet. In both instances, bring your vehicle’s original CR and OR and a Special Power of Attorney if the person reporting the theft is not the registered owner of the carnapped vehicle.
  9. If you undergo emergency medical treatment or your vehicle undertook emergency repair in a motor shop, kindly make sure to keep the invoices, receipts and other related documents.

 


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