When will I receive the benefits of my hospital income claim?

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• Will I be able to claim hospital income if I was not confined at the hospital?

  No. You have to be confined for at least 24 hours in a clinic or hospital that is recognized by the Bureau of Medical Services in order to make a claim.

• To whom will the Insurance Company pay the benefits?

  This will be paid to you, the insured, and not the hospital.

• Will I be covered anywhere I go?

  Yes. The coverage is worldwide unless stated in your policy. Usual exclusions are countries experiencing war, terrorism, etc. Otherwise, you are covered 24/7, all year.

• How much life insurance coverage do I need?

  The amount of life insurance you need depends on how much you are contributing to your family’s needs. Your policy benefits will ensure that they will have enough financial provisions should unfavorable situations come. If you are using it for ...

• How much can you get from your own damage insurance?

  The coverage will depend on your vehicle’s fair market value or FMV. It also usually comes with a deductible or a sum of money you pay as a participation fee in the claim.