While driving my car, I accidentally hit somebody. How will my vehicle insurance policy respond?

While driving my car, I accidentally hit somebody. How will my vehicle insurance policy respond?

Expenses incurred by the third party due to death, disablement and medical are covered under Compulsory Third Party Liability (CTPL) and any excess in the CTPL benefits are covered under the Voluntary Third Party Liability -Bodily Injury (VTPL-BI).