Will I be covered anywhere I go?

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• Is motorcycle accidents automatically covered in my accident insurance policy?

  No. This is not automatically covered. If you want this to be covered, you need to request for it and it will be for the insurance company’s approval. 

• To whom will the Insurance Company pay the benefits?

  This will be paid to you, the insured, and not the hospital.

• When will I receive the benefits of my hospital income claim?

  You will get paid after you have been discharged from a hospital recognized by the Bureau of Medical Services.

• What incidents are usually not covered?

  Malicious damage caused by owners or members of his/her family Accidents that happened outside of the Philippines Losses within the policy deductible Incidents caused by overloading Losses due to natural disasters unless your have Acts of Nature ...

• Is Unprovoked Murder and Assault automatically covered?

  No. Unprovoked assault or murder is subject to approval depending on your occupation.